Know what a business is worth before you write the LOI.

We rebuild the numbers behind a small-business listing or CIM and put the answer in your hands within 48 hours. What the business really earns, a fair price range, and whether an SBA lender will actually fund it.

Start a 48-Hour Deal Screen ($750) Read a sample report

Every figure computedFrom the listing, CIM, tax returns, and P&Ls. Nothing estimated by eye.

Confidence on every lineYou see which numbers are verified, which are modeled, and what changes them.

Analysis, not assurancePlain language for buyers and lenders. Not a QoE, not an audit.

Two products. Pick by where you are in the deal.

Most buyers start with a screen on a listing they're circling, then come back for the full package once the seller has shared real financials.

48-Hour Deal Screen

$750 flat, per listing or CIM

For a listing you're deciding whether to pursue.

An earnings bridge that answers whether the headline number is net income or real SDE, and what's left after a market salary
Valuation against current industry multiples, with a fair-price range
An SBA 7(a) structure with debt coverage at the asking price and two downside cases
The red flags and the questions to put to the seller before an LOI
An offer anchor and the path to full price

Buy a Deal Screen ($750)

Delivered as a PDF within 48 hours of receiving the listing or CIM. If the deal is already dead on the numbers, we tell you in the first page.

Pre-LOI Package

$3,000 to $7,000 scoped to the deal

For a deal that's real, where the seller has opened the books.

Month-by-month revenue and margin reconstruction from bank statements and P&Ls
Add-back verification against tax returns
Customer cohort and concentration analysis
Labor cost benchmarking for the trade or sector
Five-year post-acquisition operating model with sensitivity tables
A lender-ready financial package for SBA submission

Start with a $3,000 deposit

We scope the balance with you after seeing the data room. Typical turnaround is 5 to 7 business days.

See exactly what you get.

A full 48-Hour Deal Screen on a Southern California HVAC business publicly listed at $725,000. Four pages: the verdict, the earnings bridge, the SBA model, the questions that decide the price.

Open the sample report (PDF)

Proceed, with five questions to settle before the LOI Priced inside the industry range at 2.70x earnings and 1.64x debt coverage on reported figures. Whether the fair price is the full $725,000 or closer to $100,000 less turns on one thing the listing doesn't say, which is whether "net income" is already SDE.

How it works

No calls required to get started. Most clients never need one.

1. Pay and sendBuy the screen. Reply to your receipt with the listing link or CIM. The clock starts when we have it.

2. We rebuild the numbersEarnings normalization, comparable sales, and SBA structure, all computed in a model rather than typed in.

3. Founder reviewEvery figure is checked against the source document before anything ships.

4. Report in 48 hoursPDF in your inbox with a verdict, a price range, and the questions to ask next.

For brokers

Deals die in diligence. This catches it in two days.

The buyer who has already run the SBA math is the buyer who closes. We'll run the first screen free on any live listing of yours, for any serious buyer you point at it.

Request a free first screen →

For lenders and SBA closers

Our DSCR model is built the way you underwrite: real salary, capex reserve, and downside cases already in. Buyers who arrive with it save you a round of back-and-forth.

Compare notes with us →

Start a screen

Fastest path: buy above and reply to the receipt with your listing. If you'd rather ask a question first, this reaches us directly.